Retirement Planning
On average, Social Security provides just under 40% of retirement income. That leaves the major portion - 60% of a retiree's income - that must be carefully chosen from various investment vehicles. And the majority of Americans in the current workforce express that they are not very confident that Social Security benefits in the future will be equal to those today. Shearson Financial Services, LLC can recommend a comprehensive financial plan that gives you sensible choices for your lifestyle, now and for the future.

Collateralized Mortgage Obligations
Shearson Financial Services, LLC has a long track record of handling Collateralized Mortgage Obligations in bull and bear markets. Please ask us about this product for your portfolio.

Collateralized Mortgage Obligations are:
• Implied AAA rating
• Paying interest monthly
• Issued by U.S. Government agencies
• Not subject to intangible tax for Florida residents

*** Please take note that the government agency backing applies only to the face value of the CMO and not to any premium paid; and  that a CMO's yield and average life will fluctuate depending on the actual rate at which mortgage holders prepay the mortgages underlying the CMO and changes in current interest rates. Further educational information is available by clicking on the fixed income tab on our website***